The Surprises Inside Uninsured Motorist Insurance

Take a look at the drivers on the road around you, and at least one out of every eight of them are uninsured. In some places the rate gets as high as one out of every four. Those facts in and of themselves should make you want to have uninsured motorist insurance. Many people are driving without it though.

In some states, uninsured motorist coverage is mandatory but in the majority of states, it’s optional, and it need only be offered to you. In some states, it covers both bodily injury and property damage up to your policy amounts, and in other states, it only covers bodily injury. That’s primarily what most people want it for anyway because it can cover you for the same damages you would seek if that same uninsured driver was insured. Those damages might include:

  • Past and future medical bills
  • Past and future lost earnings
  • Any permanent disfigurement
  • Any permanent disability
  • Pain and suffering
  • Loss of a normal life

If you have uninsured motorist coverage, you’re probably not the only person covered by it. Most policies include family members who are blood relatives and members of your household who are using your insured vehicle with your permission or are occupants of it. Coverage even applies if you or any other additional insured person is involved in an accident that was the fault of a hit-and-run driver. You and your family members who are residence of your household don’t have to be in an insured vehicle for coverage to attach either. Most uninsured motorist insurance covers you and any additional insured people as bicyclists or pedestrians.

Another surprise in the package is that if you have uninsured motorist coverage, you probably have underinsured motorist coverage too. Let’s say you suffered $50,000 of bodily injury damages, and the driver who caused your accident only had $20,000 of minimum liability coverage. You can make a claim through your underinsured motorist insurance for that excess $30,000.

With all of the benefits in the uninsured motorist insurance package, there’s no reason not to have the coverage. You’ll be claiming under your own insurance like you would against the liable party’s insurer, so you’ll probably want to consult with a personal injury lawyer before you make a claim. You’d likely be doing that anyway if you were claiming against the other guy.

Personal Injury Attorney

Accidents are an unfortunate part of life, but that doesn’t mean you have to sit back and let them happen without doing anything. When you’ve been injured through no fault of your own, the first thing you need to do after receiving proper medical attention is call a personal injury attorney in West Palm Beach who cares about helping you receive compensation for your pain and suffering. A personal injury lawyer is a great idea for anyone who has been injured and doesn’t know how they are going to make ends meet. You can’t work because you are injured, but you can’t pay your medical bills because you can’t work. It’s a vicious cycle that adds mental stress and anguish on top of the physical pain you’ve been feeling. Hiring a personal injury attorney in West Palm Beach is the smart thing to do for anyone who has been injured and needs assistance.

What Does a Personal Injury Attorney Do?

A personal injury attorney in West Palm Beach can assist in a number of different instances including cases involving:

  • Car accidents
  • Slip and fall
  • Animal attacks
  • Wrongful death
  • Medical malpractice
  • Police brutality
  • Negligent security
  • Many more!

There are countless examples of people who benefitted from hiring a top personal injury attorney in West Palm Beach so why haven’t you called one today? Don’t just hire any attorney however. It’s much smarter to hire an attorney with years of experience providing high quality representation to the people of West Palm Beach and surrounding areas.

The experience to handle any type of case is important when you hire a personal injury lawyer because often times these cases are complex and require a skilled litigator to ensure your best interests are being fully represented. An attorney who has handled many different cases can foresee problems before they arise and ensure you’re getting the top compensation for your pain and suffering. Don’t go another day living with an injury that wasn’t your fault. Call a personal injury attorney in West Palm Beach today and get started with your recovery!

Wrongful Death

Death is something we all experience, but when it happens unexpectedly to a loved one, the pain and grief can be overwhelming. What makes the pain even worse is knowing that your family member lost their life due to no fault of their own. Accidents happen, but when they involve loss of life, you need to do everything possible to ensure that your loss doesn’t have long lasting effects on the life and well-being of the family of the deceased. When it comes to a wrongful death in West Palm Beach, calling a personal injury lawyer is the smartest thing you can do. An attorney can acquire the facts of the case and represent the family of the deceased in their attempt to receive compensation. No amount of money can bring back a loved one, but it can help pay the bills and improve quality of life for those who are left picking up the pieces.

What Is Wrongful Death?

Death is one chapter of life we all experience, but some people are taken from us long before it’s their time due to the negligence and carelessness of others. Pursuing a wrongful death claim isn’t going to bring back your loved one, but the monetary compensation can help a family keep their finances in order while they figure out what’s next. Wrongful death claims can pay for a variety of the costs associated with the incident including:

  • Medical bills
  • Loss of income
  • Funeral arrangements

A family can also file a claim for the pain and suffering they’ve experienced due to their loss. Loss of life is incredibly traumatic and can have lasting effects on someone’s happiness and ability to enjoy life. The loss of companionship alone can be staggering for someone to cope with. Compensation for your loss can help a family get back on their feet while figuring out how to move forward with life.

Hiring a skilled and knowledgeable wrongful death attorney is a great idea for anyone pursuing a claim for wrongful death. The more experience your attorney has, the better chance you have for a successful outcome. Lawyers who have represented countless others in similar situations can better analyze your case and decide what the best course of action is moving forward. It’s important to hire a wrongful death attorney in West Palm Beach who you can trust!

Car Accident Attorney

Car accidents can happen in an instant and flip your whole life around. When you’ve been injured in a car accident, the first thing you need to do is seek proper medical help immediately. The second thing you need to do is contact a car accident attorney in West Palm Beach who can help you receive compensation for your medical costs, your vehicle repairs and even lost wages while you were hurt and couldn’t work. Calling a skilled car accident attorney is the best thing you can do to help relieve some of feelings of pain, confusion, anxiety and more which often accompany the aftermath of an accident. Figuring out how to get your life back in order following a crash should be your top priority, let a car accident attorney in West Palm Beach handle everything else.

What does a Car Accident Attorney Do?

Car accident attorneys in West Palm Beach are charged with the task of analyzing the details of the crash and determining who was at fault. In some cases, more than one party can be at fault and that makes it even more important you hire an attorney with plenty of experience with car accident injury claims. A car accident attorney can perform a variety of services including:

  • Represent insurance companies on your behalf
  • Garner and perform an analysis on all the facts of the crash
  • File all necessary claims and lawsuit paperwork
  • Advocates for the best interest of the client
  • Recovering compensation for damages and injuries

A skilled car accident attorney in West Palm Beach goes above and beyond for their clients providing value and comfort throughout the process. When you’re injured in a car accident in West Palm Beach and you need help, call a professional attorney you can trust to help you recover in your time of need. The longer you wait, the worse your chances of compensation are, so call right now!